Dental Blog

Your New Smile: Financing & Payment Plans for Veneers

Monday, February 5, 2018
Finance-Veneers-Insurance

Ready to say hello to your new smile this year? Dental financing and payment plans are providing you with the how, leaving you nothing but a brand new smile. If you’ve been wanting to improve your smile for some time, but weren’t sure where to begin, we suggest you start with a dentist near me search. From there, you’ll find plenty of Monarch Dental locations in your area that have qualified dentists to help you get the veneer job done right. After all, this dental procedure will be a permanent solution to your tooth woes. So whether it’s a chipped tooth, uneven enamel, or discolored teeth, we’re going over the ways you can finance your new veneer procedure.

Paying for your dental veneers doesn’t have to be a pain. With so many financial options to choose from, you’ll have more time to spend on talking through exactly how your dental veneers will work to transform your smile. We’re going through a list of ways you can take advantage of savings, discounts, payment plans, and dental financing to make your smile completely attainable this year. Before that, let’s get into just how veneers work to help your smile.

Breaking Down Veneer Basics

Veneers aren’t just as simple as pasting on a new tooth enamel to the surface of your teeth. There is so much customization and preparation used in the making of veneers, which helps explain they’re cost. To help you understand what you’re paying for, it’s important to know what veneers are made of and what material benefits your smile.

Perhaps one of the most commonly discussed type of veneers are porcelain veneers. These veneers uphold high quality, and many patients prefer them because they’re stain resistant. This means you can continue consuming your coffee, wine, and tea without thinking twice about discoloring your brand new smile. Porcelain veneers can be made precisely thin, allowing a translucent quality that helps refract light, hence, a brighter smile. One of the greatest benefits to porcelain veneers is their durability and natural look they can provide patients with. Think of porcelain veneers as a long-term investment. They may cost more up front, but they pay for themselves in the long run by providing you with a strong, sturdy smile that looks natural.

Another material used in veneers is a resin composite, which provides a natural, tooth-colored look and feel to your veneer. The benefit in this type of veneer is that they can be created at a much lower cost than porcelain veneers while providing most of the same qualities. However, their life shelf isn’t as long as porcelain veneers and you may find yourself back at the dentist in a sooner time frame. You can expect these veneers to last up to ten years or more, depending on how well you care for your teeth.

How Veneers Are Applied

Use this overview of the veneer application process to help guide you through any concerns you have with your Monarch dentist. Having a briefing on what to expect will help you manage your finances and determine exactly what you’re paying for in this process.

1. Molding Your Teeth

As veneers are designed patient to patient, there is a fair bit of customization you can expect to find in the process. The first step in obtaining veneers is to have a mold taken of your smile to create the veneers in a lab. Your dentist may use a variety of methods to take a mold, including a tray, 3-D imaging, or X-rays. Your dentist will want to get as specific as possible to ensure a smooth application process down the road.

2. Removal of Your Enamel

To make room for your new veneers, a small amount of your tooth’s enamel will need to be removed. This is why it’s crucial you go over all options with your dentist when discussing cosmetic restorative options. Once the enamel on your tooth is removed, there’s no going back to your natural teeth. Removing the surface of your enamel will allow the veneer to sit flush on the surface of your tooth and create an even plane.

3. Placing Temporary Veneers

As the enamel of your teeth are removed, your teeth will be much more vulnerable. While your veneers are being made in the lab, patients can wait a few weeks before actually applying their permanent veneers. In the meantime, your dentist will place temporary veneers to protect your teeth from any damages. Not to worry, temporary veneers will still look natural so you won’t have to worry about the appearance of your teeth during this time.

4. Refitting Your New Veneers

Once your veneers are made, it’s time to apply them. As this is a permanent process, your dentist will make sure it’s perfect before applying them. They’ll place the veneers over each tooth, making sure the color and shape are just right. They may need to trim any pieces that need altering and should make you part of the approval process. If you’ve opted for prefabricated veneers, you’ll have done this process at your first appointment and won’t have to wait for veneers to be made in the lab. Your dentist will simply refit the veneers at the same time. For this reason, prefabricated veneers can cost a bit more than ones custom-made in a lab.

5. Applying the Veneers

Your temporary veneers have been removed, and your fitting has taken place. Now, it’s time to permanently apply the veneers. Your dentist will apply a cement before carefully placing each veneer into place. Typically, they’ll use a UV light to seal the veneer to your tooth, ensuring a solid grip. After this, your dentist may schedule a follow up appointment to perfect any fit or comfort concerns you have. Otherwise, your new veneers are ready for the next ten years or more!

Cost of Veneers

There are plenty of ways to choose how you’d prefer to pay for your veneers, but it’s important to understand what goes into pricing the cost of veneers. Pinpointing one particular cost value isn’t difficult, as so many individual factors go into pricing your veneers. The material you choose will impact the cost – porcelain veneers will cost more than composite resin. Prefabricated veneers will also cost more than veneers performed in two dentist appointments. The number of veneers you choose to have will also play a role into your cost, as having more veneers may ultimately lower the cost of each veneer paid per tooth.

It’s important to go over all these decisions when talking with your dentist and advising them what you’re willing to spend. From there, they can help manage your choices based on what you can expect from each factor. Also, talk with Monarch Dental offices about any discounts and savings they might be running to help lower the overall cost of your procedure.

1. Use Dental Insurance for Your Veneers

Always talk to your dental insurance provider to check what’s covered under your plan. If your tooth has been damaged due to an accident or other major dental issue, you may be covered or at least partially covered when using a veneer. Although they are primarily cosmetic, fixing a broken or chipped tooth’s appearance with a veneer can be discussed with your insurance provider.

At Monarch Dental, we work with most major dental insurance providers and your coverage may be already accepted by us. We also file claims for you, helping you through any conflict that may arise with your coverage and your veneer procedure.

2. Talk About Discounts

At Monarch Dental, we offer all kinds of ways to reduce the amount you’ll spend on your veneers. First, check to see what promotions and coupons are running by an office near you. You can use our coupon locator tool that allows patients to enter in their zip code and unlock savings nearest them. Simply bring your coupon to your scheduled appointment, and we’ll apply the savings right there.

If you’d rather not do the searching, you can sign up for our coupon newsletters where we send the offers right to your inbox. By specifying the Monarch Dental location you already use, we can send you the running promotions and offers which will allow you to stay on top of potential discounts. If you see veneers as a discounted option, bring in the coupon for consultation and find out how you can save.

Union member discounts are another form of savings Monarch Dental takes pride in. With a long lasting relationship involving union members, we find special reduced rates are one of the ways we can give back. If you’re a union member find out how you can save on your dental procedure by giving a participating location a call.

3. Take Advantage of Payment Plans or Dental Financing

One of the easiest ways to afford dental veneers, is to make the amount you pay a more manageable number. Patients can do this through payment plans and dental financing that works for their budget. Monarch Dental offers several payment plans patients can choose from. Applying for them is as easy as downloading an application form online or filling it in during your appointment.

Patients can choose from financing options like low money down and no interest, no money down and no interest, or extended terms up to 48 months at 14.9% interest rates. The terms will depend on a variables involving your preferences and credit. If you have any questions regarding the plans, one of our friendly staff members can guide you through the process.

4. Use Your Credit Card of Choice

If you have financing terms that you prefer through a credit card, Monarch Dental will also accept most major credit cards as a payment method. This way, your dental veneers are paid for through your credit card company, at separate terms negotiated through each party. Monarch Dental accepts American Express, Visa, Discover or MasterCard.

5. Sign Up For a Dental Plan

One final way we recommend saving on procedures like dental veneers is by using a dental plan. Dental plans allow patients to gain access to savings unlike other offers or promotions. It doesn’t work the same as dental insurance, which means everyone has access to savings regardless of medical history or income. Using the OneSmile Dental Plan with participating Monarch Dental locations allows patients to unlock savings throughout the year on more than just veneers. By paying a one-time annual fee, patients can use the savings straight away. This way, your dental veneers are truly just an appointment schedule.

Affordable Veneers from a Dentist Near Me

Now that you know all the ways you can save, dental veneers really can be a part of your new smile. Taking the stress out of paying for your veneers is just one small way Monarch Dental is working to make quality dental care accessible to all. To schedule your examination for dental veneers, simply do so online or call us directly at 1.844.800.7645. You can also use a dentist near me search to find the closest Monarch Dental office to you to help see what savings you can find on veneers. We have qualified, professional dentists ready to supply you with some of the best dental veneers modern technology can offer.